Use the card and pay it off. Raise your credit score and get other cards that’s better and close Indigo. It’s easy. Just takes time.
I have the version 2 of the Indigo card. Yes there is a $75 fee and a $99 after that for every year. BUT I will say I use it every two weeks when I get paid and buy my groceries which I spend $300 I wait four days and pay the FULL AMOUNT! And I will tell you after a several times of using the credit card my score has gone up 132 points!!!! I have zero complaints on the indigo credit card it has given me a better score!But of course everybody is in a different scenario.
I have it just for credit utilization buy $5.00 or less on it a month I have cap 1 as a main source
2024 preapproval offer received and application approved for $1500 limit w/ $0 annual fee, 29.9% APR.
My offer from indigo said no annual fee , 700 dollar limit.
Now they have one with no annual fee and 1500 limit
I got offer the indigo card for 1,500 limit with no annual fee APR 29.90 but no annual fee compensates for that and I usually pay my cards in full so not to worried about it
This card is a complete rip off, stealing money from poor customer.
Glad i stayed away from that card when coming up threw the ranks.thanks for the info
Secured credit cards definitely helped me build my credit... great video adam
I don't plan on using it. I just got it to improve my utilization ratio. I got no annual fee $1500 limit. I got about 650 credit
I had this card a few years ago. Man, I've come a long way since then. Just got approved for the Amex Blue Cash Everyday Card. I didnt keep Indigo because they don't offer credit limit increases. I'm currently weeding out the rebuilder credit cards with annual and monthly fees. Its gonna take a while cause I have quite a few. I dont want to close all of them at once though.
I wouldn't get this card if you have Good credit, there are so many other better cards out there. However if you have bad credit, I wouldn't get this card.
Sometimes I miss the little things that used to be placed in the background of your videos.
Better to save. Money and get a secured credit card
This is Hilarious! Bad option Adam! Better of with a secured card!
My card is activated and yes, I have credit on it. I have yet to make one purchase on it. Because every time I do it does not work.. What if I call in? It says it's activated and I had credit on it.. It makes no sense.
Customer service is the worst I’ve ever experienced! I had a replacement card after I lost my old one. When I tried activating the card online it told me to call customer service. I’ve been given different information from each person I talked to, I don’t know who to believe. The last person I spoke to marked my card that I JUST RECEIVED as lost/stolen so now I have to wait for a new card all over again!!!! In our conversation there was no way for her to misinterpret that I wanted to replace my card. Customer service is a joke!!
I had an indigo card and paid it off and closed it.i called them and they offered a $700.00 credit limit.
@ScreensAndStreams